Blog - General

 Posted in General on September 30th, 2014 at 3:18 PM


Did you know you should have a Realtor represent you when buying a new construction home?







 Posted in General on September 17th, 2014 at 4:27 PM


Good news on the FHA front. 
 
Beginning January 21st, they will no longer collect a full month's interest regardless of when you close in the month. They will be treated like any other loan, where the mortgage interest is prorated to the day of closing.
 
Yeah!



 Posted in General on August 11th, 2014 at 5:54 PM


I despise the FICO system. It's based on how well you manage debt, not how well you manage money. If you have no debt, the system punishes you instead of rewarding you for being financially responsible.

However, this is certainly a welcome change. What do you think?

"The changes include reducing the toll that overdue medical bills can take on credit scores, as well as removing other past penalties from consumers who have paid off debts that had been assigned to collection agencies. A consumer whose only major delinquency comes from an unpaid medical bill could see their credit score rise by 25 points due to the changes."

Here's the whole article, if you're interested...
http://realtormag.realtor.org/daily-news/2014/08/11/fico-scoring-changes-may-help-more-qualify-for-mortgages#sf4097315




 Posted in General on June 3rd, 2014 at 3:16 PM


Obnoxious video? Yes
Interesting? You bet!! Watch the whole thing.
 
Thanks to Dave for the link.
 


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